Services | Orange Lighthouse Consulting
Lighting the Way to Consumer Rights Solutions
At Orange Lighthouse Consulting, we don’t just help you fight back — we help you stand up, speak clearly, and take control of your financial and legal rights. Whether you’re dealing with inaccurate credit reporting, unfair debt collection practices, or preparing to represent yourself in court, we offer research-backed, strategy-driven support tailored to your needs.
Explore our core service areas below.
Self-Representation & Court Strategy Coaching
- Understanding court procedures and local rules
- Drafting strong responses, motions, and documentation
- Strategic support for consumer lawsuits, debt claims, and utility disputes
- Templates and tools designed to increase your confidence in the courtroom
Empower yourself with clear legal strategy — without the high cost of an attorney.
Credit Reporting Disputes & FCRA Support
Unfair or incorrect entries on your credit report? We help you take effective action by:
- Reviewing your credit reports for violations or reporting errors
- Drafting FCRA-compliant disputes and escalation letters
- Identifying violations by data furnishers and credit bureaus
- Empowering you to take action through complaints, notices, or legal strategy
Restore your creditworthiness and protect your financial identity.
Debt Collection Defense & FDCPA Violations
Being harassed by collectors? We guide you through:
- Understanding your rights under the Fair Debt Collection Practices Act (FDCPA)
- Responding to collection letters and calls
- Identifying illegal collection tactics (false threats, misrepresentations, etc.)
- Filing complaints and preparing for lawsuits
You have rights — and we'll help you use them to fight back.
Auto Finance & Wrongful Repossession Help
Was your vehicle taken without warning — or by force? You may have a claim. We help you:
- Identify illegal repossession tactics (e.g., breach of peace, lack of notice)
- Understand your rights under state and federal repossession laws
- Draft disputes to lenders and third-party agents
- Prepare evidence and legal arguments for court, if needed
Don't let auto lenders violate your rights without a fight.
Utility & Telecom Dispute Support
You have rights when it comes to electricity, water, gas, and phone services. We assist with:
- Challenging wrongful shutoffs or billing errors
- Disputing negative entries with NCTUE
- Filing complaints with utility commissions or oversight bodies
- Preparing documentation and arguments for administrative hearings
Protect your access to essential services.
Student Loan Strategy & Dispute Support
We assist with student loan concerns including:
- Reviewing loan agreements for abusive terms
- Exploring discharge options (e.g., closed school, fraud, hardship)
- Understanding servicer responsibilities
- Disputing inaccurate credit reporting or collection attempts
Take control of your student debt with knowledge, not fear.
How We Work
At Orange Lighthouse Consulting, we’re not lawyers — we’re strategic allies with deep knowledge of consumer rights, self-representation tools, and court procedures. Our consulting process includes:
- 1-on-1 Strategy Sessions
- Legal Education Tools (Templates, Guides, Checklists)
- Research & Coaching for Self-Represented Cases
- Ongoing Support for Complex Consumer Challenges
Ready to Take the Next Step?
Ready to Take the Next Step?
Start Your Free Intake Session
Contact Us for a Free Consultation
